Mary Jo McClain
Licensed In IA
It’s important to have a trusted real estate advisor who understands the information, acts as your advocate, and offers the emotional support that buyers need throughout the process of finding and acquiring a home. Our agents are local market experts, and are prepared to guide buyers through all the practical details and potential obstacles that may occur during the purchase process.
We’re happy to answer any questions you may have along the way. Feel free to reach out to us at any time while you browse this buying guide.
Next you’ll need to weigh the features vs benefits. When most people start this process, they think of the number of bedrooms or bathrooms or have a specific area or neighborhood in mind. All of these factors are necessary to discuss. We suggest you write them all down (or type them out) in a column, because they are just a starting point. However, the next - and very important step - is to identify the “why” behind each of these features. Use our template to Determine your wants vs needs
The real estate market is affected by supply and demand. When there are multiple buyers trying to buy the same house, prices will be higher, and in some cases the winning bid is above asking price. However, the longer a house sits on the market without an offer, the more likely the seller will need to negotiate a lesser price.
In most of our markets, a house that is on the market for 30 days or more will sell between 95-98% of the last asking price. Rarely does a seller accept an offer for less than 90% of the asking price. In all cases, your Realtor is your advocate and will help you make good decisions.
Pre-approval can help you move faster, and with greater confidence. Learn about all the advantages here
There are many types of loans available to fit your specific situation. Different loans have different up-front costs, interest rates, payment schedules and incentives Read More
In addition to your loan, you will want to discuss closing costs as well as other costs that should be considered. Read More
A buyer tends to focus on the total sale price, but you want to focus on what you will pay each month Read More
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600 Star Brewery Drive Suite 300
Dubuque, IA 52001